Online Banking

Business Checking

Find the right checking solution to help your business thrive.


Details

  • Available to businesses of all sizes
  • Avoid the $10 monthly service charge by maintaining a minimum balance of $2,000
  • 50 free transactions per month; $0.15 per transaction thereafter
  • Free digital banking:
    • Free online banking and bill pay
    • Free mobile banking
    • Free electronic statements with check images
    • Free debit card
    • $100 minimum deposit to open

Business Savings Account

Local businesses are the backbone of West Texas. Let us help you do more with interest-bearing savings.


Details

  • Competitive interest earned on entire balance
  • Avoid the $4 quarterly service charge by maintaining a minimum daily balance of $200
  • 3 free withdrawals per quarter; $3 fee per withdrawal thereafter
  • Withdrawals must be made within the bank; no checks provided
  • Free digital banking:
    • Free online banking
    • Free mobile banking
  • $200 minimum deposit to open

Business Money Market Account

Business can be unpredictable. Retain access to funds when you need them for those unexpected expenses.


Details

  • Competitive interest earned on entire balance
    • Must maintain $2,500 daily balance to earn interest
    • Tiered-rate model; higher balances earn higher rates
  • Avoid $10 monthly service charge by maintaining a minimum average balance of $2,500
  • Enjoy flexibility with enhanced access to funds, including direct check writing:
    • Unlimited in-person withdrawals or by mail
    • 6 free transactions per month by pre-authorized automatic, telephone, checks, drafts, debit cards, or other similar order; $10 per transaction thereafter
  • Free digital banking:
    • Free online banking
    • Free mobile banking
  • $2,500 minimum deposit to open

Business Star Account

With a $25,000 deposit, start earning our highest rates while building your company’s safety net.


Details

  • High-interest account ideal for large balances
  • Rates higher than savings and money market accounts*
  • Avoid the $10 monthly service charge by maintaining a minimum average balance of $25,000
  • 6 free withdrawals per month; $10 fee per withdrawal thereafter
  • Free digital banking:
    • Free online banking
    • Free mobile banking
  • $25,000 minimum deposit to open

*If the minimum balance requirement is not maintained, interest will be paid at the money market rate and money market fees will apply.