Business Term Loans
Business Term Loans
Your homegrown business can reach even further with competitive financing from Texas National Bank.
Details:
- Competitive rates for a wide range of business expenses:
- Working capital
- Equipment
- Machinery
- Inventory
- Facility improvements
- And more
- Repayment terms customized to fit your business’s unique needs
- Local decision-making and processing in West Texas
- Attentive, professional service from start to finish
Business Lines of Credit
Business Lines of Credit
Revolving credit is the perfect way to fund long-term goals — apply once, then reuse again and again.
Details:
- Competitive rates for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Inventory
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business’s unique needs
- Revolving credit – as principal is repaid, more becomes available for use
- Only pay interest on the part that’s used
- Funds are released via wire fund, cashier’s check, or deposit into your Texas National Bank account upon request with loan officer
- approval
- Local decision-making and processing in West Texas
- Attentive, professional service from start to finish
Commercial Real Estate Loans
Commercial Real Estate Loans
Work with local lenders to finance your perfect property — we know our markets like the back of our hand.
Details:
- Competitive rates for the purchase, refinance, or construction of commercial properties
- Available for owner-occupied or investment properties
- Repayment terms customized to fit your business’s unique needs
- Lending professionals with working knowledge of the local real estate market
- Local decision-making and processing in West Texas
- Attentive, professional service from start to finish
Commercial Construction Loans
Commercial Construction Loans
Make sure the foundations of your business stand the test of time. We’ll help with construction costs.
Details
- Competitively low rates for your commercial construction project
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish
Equipment Loans
Equipment Loans
Well-functioning equipment means smoother production — and greater profits. Update yours at a competitive rate.
Details
- Competitive rates for new or used equipment
- Customized terms, designed around your business’s unique needs
- Meet needs without cutting into working capital or savings
- Stay ahead of the competition
- Avoid lapsed periods in production and outdated equipment
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish
Agriculture Loans
Agriculture Loans
From cattle operations to cotton fields, our area is rich in agriculture. Partner with us to finance your ag needs.
Details
- Competitive rates for a wide range of agribusiness-related needs:
- Working capital
- Equipment
- Livestock
- Inventory
- Vehicles
- Real estate
- Irrigation systems
- And more
- Repayment terms customized to fit your operation’s unique needs
- Lenders experienced in local agricultural standards
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish
Home Mortgage Loans
Home Mortgage Loans
Strengthen your small-town roots with a home to call your own. We’ll find you the right rate for your budget.
Details:
- Competitively low rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- Terms customized to your unique situation, up to 30 years
- A wide range of financing programs available:
- Fixed rate mortgages
- Adjustable rate mortgages (ARMs)
- USDA loans
- Helpful loan advisors with working knowledge of the local real estate market
- Refinance your current home to potentially lower your rate
- Attentive, friendly service from start to finish
Construction Loans
Construction Loans
What makes a home? Sometimes it’s the sweat that goes into it. Start building with your local bank behind you.
Details:
- Competitively low rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish
Auto Loans
Auto Loans
Road trips are a lot more fun in the right vehicle. Come see us about financing your next car or truck.
Details:
- Competitive, fixed rates on new or used vehicles
- Terms customized to fit your budget
- Refinance your current vehicle to potentially lower your rate
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish
Personal Loans
Personal Loans
Some breathing room in your budget can be just what you need to make those tomorrow plans happen today.
Details:
- Competitive rates for a wide variety of personal needs:
- Vehicle repairs or updates
- Family vacation
- Bill consolidation
- Personal projects or startups
- And much more!
- Terms customized to fit your budget
- Local decision-making and processing in West Texas
- Attentive, friendly service from start to finish